Reports

Pre-registered methodology now, aggregate findings as the data matures. Free to cite.

Published · August 2026

The Cancellation Gap. The federal click-to-cancel rule has been dead for thirteen months. Roughly two in three Americans live somewhere that does not require a business to let them cancel the way they signed up.

Pre-registered · Deferred to Q3 2027

The Billing Error Baseline. Published estimates of medical billing errors range from 7 percent to 80 percent. Here is why, which numbers are defensible, and what we will measure.

Pre-registered · Aggregate Q4 2026

The Benefits Gap. Twelve percent of SNAP-eligible individuals do not enroll. LIHEAP reaches roughly one in five eligible households. What is known, and what we will measure.

Pre-registered · Aggregate Q1 2027

The Class Action Claim Rate Gap. Class action settlements paid out a record $79 billion in 2025. The median consumer claim rate is 9 percent. What is known, and what we will measure.

Pre-registered · Aggregate 2027

The Subscription Creep Index. Americans underestimate their subscription spending by 40 percent. Two-thirds have seen a price increase in the past year. Our multi-year measurement approach.


New reports are pre-registered with methodology and target release date before measurement begins. When the aggregate data exists, the full report ships and references the pre-registration. Read the methodology.